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Lisa Williams

My husband bought his house at age 25, a good decision which I'm just the beneficiary of.

I think things are really different for kids Kid's age -- education and rent are much more expensive, credit is far more available, and the end result is that a lot of thirty year olds are up to their eyeballs in debt and have no hope of getting a house.

And because they are in deep debt, they often limit their ideas of what they can do in other ways -- when and whether or not they can have a family, and what kinds of jobs they can take. More kids should do what Kid is doing -- they'd have more and better opportunities and a happier, freer life.

However! He could do all this a bit closer to home...have I mentioned being close to family also has economic and lifestyle benefits? When you're getting started, little things like a car breaking down, or help with the little emergencies of life can turn into big cash-flow problems if you don't have anyone nearby to help. Without a family member, a little thing like that can mean missing work, or being late on rent, or not being able to pay the light bill. Having a network is also very smart when you're launching your life, because little things are less likely to derail you for weeks, months, or years. People who are close to their families (eg visit more than twice a month and report good relations) are also happier and live longer. I wouldn't be surprised if they had better credit ratings too.

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